Rate of Interest on Loans and Advances
()
| Sl.NO |
Loan Type |
Sub Type |
Schemes Covered |
SLAB |
RoI (%) |
| Scheme1 |
Scheme2 |
| A. Agriculture- loans (For crop production) |
|
|
| 1 |
|
OGBKCC |
|
|
Upto Rs. 3 lakh |
|
| Above Rs. 3 lakh |
|
| B. Agricultural term loans (Investment and allied activites) |
|
|
| |
|
|
|
Farm Mechanisation, Minor Irrigation, Land Development, Plantation, Fisheries, Allied Activities, Others , Rural godown |
Irrespective of the Amount |
|
| C. Solar home lighting(JNNSM) |
|
|
Irrespective of the Amount |
|
| D. Trade Loans |
|
|
| 1 |
|
Retail Gem |
|
|
Upto |
|
| Above |
|
| 2 |
|
OGB Easy Trade Finance |
|
|
Upto |
|
|
|
| 3 |
|
OGB Smart Trade Finance |
|
|
Upto |
|
| Above |
|
| E.OGB Two Wheeler loans |
|
|
| F.OGB Car loans |
|
|
| G. OGB Commercial Vehicle loans |
|
|
| H. Educational loans (GYANALOK) |
|
|
| |
|
|
|
Upto Rs. 750000 |
|
| Above Rs. 750000 |
|
| I. SHG |
Direct to Group |
|
. |
Irrespective of the Amount |
|
|
|
|
Irrespective of the Amount |
|
| J. LOAN AGAINST LIC, NSC etc. |
|
|
| K. OGB Housing Finance |
|
|
| L. OGB Dairy Enterpreneurship Development Scheme |
|
|
| M. Promotion of Dairy Enterpreneurship Development |
|
|
| N. Rural transport Connectivity Scheme |
|
|
| O. OGB Rent Plus |
|
|
* For the latest and correct Information please contact nearest OGB Branch.