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Savings Deposit Rates
Balance upto Rs. 25 lacs 3.50%
Balance above Rs. 25 lacs 4.00%
Daily Deposit Rate 2.50%
RATES APPLICABLE TO TERM DEPOSITS UPTO ` 50.00 Lacs
Period Revised rate (%)w.e.f. 10/12/2018 
General Public (Card Rate) Senior Citizens
7-14 days*                    5.00 5.00
15-29 days                    5.00 5.00
30-45 days 5.25 5.25
46-60 days 5.75 5.75
61-90 days 6.00 6.00
91-120 days 6.25 6.25
121-150 days 6.25 6.25
151-180 days 6.25 6.25
181-270 days 6.50 7.00
271 days to less than 1 year 6.50 7.00
One  year only 6.75 7.25
More than 1 year to less than 2 years 6.75 7.25
2 years to less than 3 years 6.75 7.25
3 years to less than 5 years 6.80 7.30
5 years & above (up to 10 yrs) 6.80 7.30
Tax Saver Deposit Scheme 6.80 6.80

* For accepting deposits of senior citizens, jointly with other person below the age of sixty, the additional interest rate shall be given only when the senior citizen’s name is the first name in the application.

The additional interest rate of 0.50% per annum is not payable to senior citizens on deposits over and above the ceiling of ` 25.00 lacs.

For the retired staff members including Retired Senior Citizen staff, the maximum additional interest rate benefit shall be capped at 1% over and above the card rate (rate applicable to general public).

TDS is applicable in all eligible accounts as per Income Tax Rules.

There will be pre closure penalty of 1% on term deposits of all tenor up to ` 15.00 lacs.

For the detailed updated information please visit nearest branch.